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Flex Term Loan
Key Features & Property Types
- 30-year fixed rate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
This 30-year fixed-rate loan offers interest-only payments for up to 10 years, making it an ideal solution for self-employed investors and small business owners who may not qualify for traditional financing. Unlike hard money loans, this option is based on property value rather than personal income, providing long-term stability and lower payments. It’s perfect for financing investment properties, including single-family rentals, multi-family units, mixed-use, and commercial properties such as offices, retail spaces, warehouses, and self-storage facilities.
